Banks sit on record Tk 4.46 lakh crore idle funds

Bangladesh’s banking sector is holding a record BDT 4.46 tn in excess liquidity as remittances and deposits surge, but private-sector lending has slowed to a historic low.

Banks invests in low-risk government securities instead of financing businesses, Bangladesh Bank officials said.

Excess liquidity, the funds banks hold beyond regulatory requirements but do not lend, rose to record BDT 4.45 tn in August 2026 from BDT 4.3 lakh crore in July and BDT 4.08 tn in June, according to Bangladesh Bank data.

https://www.newagebd.net/post/banking/316451/banks-sit-on-record-tk-4.46-lakh-crore-idle-funds